If you leave MCERA-covered employment prior to retirement, you maintain your rights to the retirement benefits you have already earned. Several options will be available to you depending on your situation.

Whether you're nearing the end of your career or just getting started, it's never too early to begin planning for retirement. There are things you can do at all stages of your career to get prepared.

If you have an illness or injury that permanently incapacitates you from performing the essential functions of your job, you may be eligible to apply for disability retirement.